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Are You Saving Enough for Health Care in Retirement?

Published by Taylor Financial Group

According to research performed by Nationwide Financial, health care will likely be the greatest expense for people in retirement.  Yet, 60% of people cannot estimate what their health care costs will be in their retirement, which is not surprising given all of the variables, such as Medicare changes, the rising cost of health care, and the uncertainty surrounding the most recent version of the Health Care Act.  One thing we do know for sure is that the cost of healthcare is increasing faster than the rate of inflation — whether you like it or not.  So, figuring out whether you’re saving enough to account for these changes is a must, if you want to help ensure you don’t spend your retirement savings on health care expenses. Read more

Videos

2017 3rd Quarter Outlook Video

Your Carson Institutional Alliance Investment Committee discusses market updates from the past quarter and provides an outlook on the upcoming quarter. Contact us to speak with a Wealth Advisor.

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Market Commentary

Weekly Market Commentary July 17, 2017

Headline CPI for June came in at 1.6%, down from 1.9% the previous month.  Fed’s chair Yellen reiterated her confidence about the U.S. economy, but noted that the committee, “…stands ready to adjust policy if it appears the inflation undershoot appears consistent.” The less hawkish tone sent the U.S. equity markets higher. The S&P 500 climbed 1.4%. Global stocks, represented by the MSCI ACWI, soared 2.1% and the Bloomberg BarCap U.S. Aggregate Bond Index rose 0.4%.

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Blog

Prepare Your Child (or grandchild) for College with this Four-Year Action Plan

Published by Taylor Financial Group

If your child (or grandchild) is starting high school this fall, now is the perfect time to start preparing yourself, and them, for college.  You may be thinking – do I really need four years to prepare?  I say “YES!”  There are tons of requirements and deadlines to think about and keep track of!  Not to mention the huge expense and financial planning that goes into it.  Trust me, I speak from experience.  I have one daughter who just finished her first year at Wellesley College, and another two children right behind her.  I’ve been planning for college for years and years, and the planning will continue for years to come.  I can tell you firsthand that it can quickly become overwhelming! Read more

News

DEBRA TAYLOR ATTENDS AND PRESENTS AT HORSESMOUTH WOMEN’S CONFERENCE IN WASHINGTON, D.C.

Franklin Lakes, NJ — June 30, 2017 — Debra Taylor, CPA/PFS, JD, Wealth Manager and Principal of Taylor Financial Group, recently attended and presented at a conference hosted by Horsesmouth on women’s issues in Social Security and Medicare.  The conference was held in Washington, D.C. on June 15th and 16th. Read more

Blog

The Fiduciary Rule – How the Annuity Market is Changing

Published by Taylor Financial Group

The new Fiduciary Rule has already begun to significantly impact the financial services industry and will only continue to do so going forward.  The area of annuity design and sales is no exception. Because of these changes, Barron’s recently wrote an article about how the annuity market is changing and how the new Fiduciary Rule is benefiting investors.  Barron’s reports that annuity companies have created new solutions that provide greater cost transparency, lower fees, and shorter surrender periods.

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Market Commentary

Weekly Market Commentary July 10, 2017

Markets weathered additional indications that global interest rates are moving higher while the world’s most powerful leaders met at the G20 meeting in Hamburg. The S&P 500 rose 0.1% as the MSCI ACWI fell 0.2% and The Bloomberg BarCap US Aggregate Bond Index slid 0.4% because of the increase in rates.

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Monthly Newsletters

July Monthly Newsletter – Midyear Financial Checkup

Six months ago, many Americans set realistic and achievable financial resolutions for 2017. Now that we’ve crossed the halfway point of 2017, it’s time for a financial checkup. Much like your biannual dentist appointment, it’s important to track your progress to determine if changes need to be made to your plan to achieve your financial goals and resolutions.

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Monthly Newsletters

July MPL 2017: Emergency Preparedness

Published by Taylor Financial Group

July is Emergency Preparedness Month at Taylor Financial Group.  Would you know what to do in the event of an emergency?  We hope that this Monthly Planning Letter will help you to get organized and prepared for the unexpected!

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Blog

Dividend Stocks: Dead or About to Come Alive?

Published by Taylor Financial Group

As we continue to monitor our investment strategies, one strategy we have recently been discussing with clients is the Day Hagan Tactical Dividend Strategy.  Day Hagen is a popular strategy among clients due to its risk sensitivity, strong historic performance, and long-term track record.  However, so far this year, Day Hagan Tactical Dividend Strategy has lagged.  As of June 28th, the strategy has returned 1.61% net of fees year to date where the Russell 1000 Value Index has returned 3.86%.  Comparatively, the S&P 500 has returned 10.11% including dividends during the same time period. Read more