Have you ever received an email from a “friend” or “member of a foreign royal family” who is stranded in a foreign country? They lost their wallet and passport and their only form of communication is email. They are reaching out to you in desperate need of a wire transfer for a plane ticket home.
Have you ever received a call from the “IRS” where a fake IRS agent demands money from you or states that you will be arrested? It is important to note that the IRS does not ever call to demand immediate payment using a specific payment method such as a prepaid debit card, gift card, or wire transfer!
These are common scams run by scammers. Cyber crimes are on the rise and unfortunately another American falls victim of identity theft every two seconds (Source: Insurance Information Institute, 2015). According to a 2018 online survey by the Harris Poll, nearly 60 million Americans have been affected by identity theft.
As email phishing attempts and hackers become more sophisticated, consumers must be more vigilant than ever before.
We have prepared this short newsletter to help protect your credit scores, increase your cyber security, and hopefully help to protect you from identity theft and other cyber crimes.