Health Conscious, Money Conscious

Published by Taylor Financial Group (for women)

I have always believed that working out and eating healthy is a form of self-respect. However, sometimes being healthy doesn’t come easy and it can often be costly. So, when your tummy is yearning for pizza but your pants are telling you to eat a salad, consider these ideas to make the most of your money when it comes to diet and exercise.

Food, like your money, should be working for you. Changing your eating habits can be hard. For example, I have such a sweet tooth! That’s why spending your money on a dietitian can be totally worth it. But, before spending your money on something like this, it’s important to ask yourself “will this choice help me make a sustainable change?” Every woman’s body is different, and dietitians know that, which is why they are able to cater to your unique nutritional needs. An initial consultation with a nutritional dietitian can run anywhere from $100 to $200, with follow-up visits from $50 to $150. If you think a dietitian could be the jump start you need, then go for it! I have met with a dietitian, and she really did help to dispel myths and straighten me out. You can always try to save money in other places, like your daily Starbucks run.

(Enjoying the beautiful view on my run!)

Exercise is a bank account. The choice to work out is always a good investment. I love to work out and try to hit the gym at least 3-4 times a week. Working out is a great way to maintain your health and weight loss, and it keeps me sane! Keep in mind, you can work out anywhere, anytime. For example, when I am pressed for time, I just put on a pair of sneakers and take a 30- minute run. You don’t have to spend your life savings on a gym membership. You can exercise outside – in your backyard or at a park – or even in the comfort of your own home. If you really want to join a gym, try to find one that charges a lower fee of about $25 per month, instead of higher fees of $85+ (my gym charges $45). In addition, hiring a personal trainer can be beneficial, but can take a toll on your bank account. You can expect to pay a personal trainer $75 per hour (sometimes more!). So, instead, opt for semi-private training sessions which include a group of 2 to 4 people, or try small group classes at your local YMCA. Many low-fee gyms offer group classes as part of your membership too, like Gold’s Gym. And remember, many employers and health insurance plans will reimburse your gym membership if you go 3 times a week.

At the end of day, getting into shape and staying healthy doesn’t have to be expensive. Even if you only focus on eating mostly whole foods to nourish your body and make an effort to always keep your body moving, you will be surprised what a difference these basic efforts can make. And remember, never feel guilty about investing in your health.  Because what good is your wealth, if you’re not healthy enough to enjoy it?



Sources:, November 2017

Securities offered through Cetera Advisor Networks LLC, Member FINRA/SIPC. Investment advisory services offered through CWM, LLC, an SEC Registered Investment Advisor. Cetera Advisor Networks LLC is under separate ownership from any other named entity.

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