The Week Ahead – February 10, 2020: The SECURE Act’s 5 Most Advantageous IRA Changes


True, the SECURE Act has eradicated the stretch IRA, but the new law does include provisions that are favorable to many. And eligible individuals may start taking advantage of these benefits immediately.

On December 20, 2019, the Further Consolidated Appropriations Act, 2020 (FCAA) was signed into law. FCAA included the Setting Every Community Up for Retirement Enhancement (SECURE) Act—the most comprehensive piece of legislation in recent years. Some SECURE Act provisions affect IRAs, some affect only employer-sponsored retirement plans, and some affect both. The following highlights some of the changes that affect IRAs.

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