Insights

August 5, 2019: Wealth Matters: “4 Stages of Retirement “

Many people start planning for retirement too late. Planning for retirement no matter how young is important an nothing but beneficial. You need a plan that takes into account future taxes and distributions. Your distribution amounts will vary depending on the type of retirement account you have. Retirement Plans: – Traditional IRA and Roth IRA – 401(K) and Roth 401(K) – Combination?

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July 29, 2019: Wealth Matters: “The TCJA and SECURE Act”

For most people the tax change did not have much effect. Now with a limited standard deduction, clumping together your expenses for each year will help you reach your standard deduction from charitable contributions to medical expenses.

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July 22, 2019: Wealth Matters: “8 Things About Estate Planning”

Estate planning is much more than you think. Making sure your documents are up to date is crucial. Things to consider: Beneficiary Designation The Will What is part of an estate plan? Taxes?

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The Week Ahead – September 16, 2019: Your Diversified Portfolio vs. the S&P 500

“Why is my portfolio underperforming the market?” This question may be on your mind. It is a question that investors sometimes ask after stocks shatter records or return exceptionally well in a quarter.

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Weekly Market Commentary – September 16, 2019

Global stocks rallied sharply for the third straight week. The S&P 500 rose 1.0%. The MSCI ACWI index of global stocks rose 1.3%. The Bloomberg BarCap Aggregate Bond Index dropped 1.7% as optimism about future economic growth pushed interest rates higher and bond prices lower.

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Leave Them a Legacy, Not Taxes, with a Roth IRA Conversion

The SECURE Act is getting more press attention than retirement accounting has received in… well, probably ever, and was in the news all summer. It’s still being slowly digested by Congress but could change the landscape of retirement finance once it’s enacted.

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The Week Ahead – September 9, 2019: 6 Social Security Traps to Avoid

Recognizing that Social Security supplements other sources of income, we can take proactive measures that maximize benefits while avoiding the pitfalls that poor choices can create.

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Weekly Market Commentary – September 9, 2019

Global stocks rallied sharply for the second straight week. Stocks have historically performed worse in September than any other month, so the positive performance comes at a welcome time. For the week, the S&P 500 rose 1.8%.

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From Tax Efficiency to Retirement: Financial Planning for Small Business Owners

Financial planning for a small business gets more complicated every day. Business owners must navigate tax efficiency (and life under the new Tax Cuts and Jobs Act), retirement preparations for yourself and your employees, and succession planning. Get your financial plan in place today and prepare for what tomorrow brings with our guide to financial planning for small business owners.

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The Week Ahead – September 3, 2019: Reading Recession Risks in the Yield Curve

Attention turned to the yield curve last week as the financial media deluged investors with news about its inversion and the signal it sends about a possible recession.

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