By Debra Taylor, CPA/PFS, JD, CDFA™ Investors cheered as the The S&P 500 was up >12.5% the past month. Previous big months have usually lead to better than average returns. Yes, during the tech bubble burst this didn’t work, but most other times the past 60 years have been rat …
The News about the spreading Coronavirus has indeed been scary and unsettling over the last two weeks or so. As a result, the markets have reacted with vigor, with large days swinging in either direction. We have reached out to many of you, but our thoughts continue to evolve as we discover …
In recent weeks, we’ve seen several major stories in the news. On the political front, in addition to the arrival of the presidential election through the 2020 caucuses and primaries, we have just experienced the third presidential impeachment in American history. In international new …
The SECURE Act passed into law in late 2019 and changed several aspects of retirement investing. These modifications included modifying the ability to stretch an Individual Retirement Account (IRA) and changing the age when IRA holders must start taking requirement minimum distributions to …
True, the SECURE Act has eradicated the stretch IRA, but the new law does include provisions that are favorable to many. And eligible individuals may start taking advantage of these benefits immediately. On December 20, 2019, the Further Consolidated Appropriations Act, 2020 (FCAA) was sign …
Roth conversions can be a powerful tax and retirement planning technique. The idea behind most Roth conversions is to take money from an IRA and convert it to a Roth IRA. Essentially, you’re paying taxes today instead of paying taxes in the future. The Tax Cut and Jobs Act lowered taxes for …
The SECURE Act is by far the biggest retirement-oriented legislation to be enacted in over a decade. Many Americans are left wondering, “What does this mean for me?” Here’s what you need to know. The SECURE Act, passed in late 2019, is by far the biggest retirement-oriented legislation to b …
